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03-Jul-2019 06:38

Some states even have additional state specific disclosure requirements that must be added to your website.The Truth-In-Lending Act prohibits making any statement in an ad that the product is a “government loan program”, “government-supported loan”, or is otherwise endorsed by a government entity unless the ad actually is for an FHA or VA loan.The advertisement must prominently indicate the logo in a manner “appropriate” to its medium.If the advertisement is written or visual, it is necessary to include the equal housing opportunity logo.‘To find out who holds the rights to a particular song, contact the American Society of Composers, Authors and Publishers (ASCAP), or Broadcast Music, Inc. After permission, you’ll need to include the author’s name, publication date, title of work, and the name of the publication it first appeared.When additional information is added to an advertisement to interest the consumer, you may be required to disclosure further requirements.Moreover, you must include the author’s name, the publication date, the title of work, and the name of the publication in which it appeared.

Though the CFPB is well-Most violations of Regulation Z are unintentional, but ignorance of the law isn’t a defense.Are you wanting to quote someone on your website or include their words in a video?If the quote came from a previously copy written article or review site, you’ll need written permission.Disclosure requirements will vary based on whether the credit is open-end or closed-end. Another aspect of Regulation Z is that if an advertisement for credit states specific credit terms, “it must state only those terms that actually are or will be arranged or offered by the creditor.” In other words, advertising relating to credit must present what Regulation Z deems to be “clear and conspicuous” information.

As employees may be viewed by the public as a reflection of their company, financial institutions may be at compliance risk by what their employees say on social media when they’re off the clock.

must comply with Regulation Z’s advertising provisions.” Advertising is considered to be “any commercial message that promotes consumer credit” and not restricted to print.



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